Lloyds Banking Group, which owns major high street lenders including Halifax, Bank of Scotland, BM Solutions, and Lloyds Bank itself, has introduced notable changes to its mortgage affordability
Lloyds Relaxes Mortgage Stress Tests
Lenders Cut Rates and Ease Mortgage Rules
Nikka Sulton
UK lenders are intensifying a mortgage price battle, with HSBC and the Co-operative Bank announcing fresh cuts to their mortgage rates. At the same time, Halifax and Lloyds
UK House Prices Reach Record High in April
Nikka Sulton
UK property prices have surged to a new all-time high this April, with the average asking price for homes across the country hitting £377,182, according to the latest
Landlords Rush: Sell or Restructure?
Nikka Sulton
Landlords are in a race against time as a surge in remortgage searches marks a frantic period ahead of upcoming regulatory changes. With the Renters’ Rights Bill and
Renters’ Bill Delayed Until Autumn
Nikka Sulton
The guarantor service Housing Hand has suggested that the Renters’ Rights Bill might not become law until October or November this year. This expected timeline is a few
Barclays Slashes Mortgage Rates Below 4%
Nikka Sulton
Barclays has emerged as the largest UK lender to reduce mortgage rates in response to the growing economic uncertainty fuelled by recent developments in US trade policy. This
HSBC’s 20% Deposit BTL Deal – But Can You Qualify?
Nikka Sulton
The number of buy-to-let mortgage products requiring just a 20% deposit has seen a notable increase compared to a year ago. Back then, there were only 334 such
Five Lenders Lower Mortgage Rates After Trump Tariffs
Nikka Sulton
Five lenders are reducing mortgage rates in response to the fallout from Donald Trump’s tariff announcements. MPowered Mortgages is among those cutting rates by up to 0.21 percentage
Labour Proposes 2-Year Jail for Rogue Landlords
Nikka Sulton
Landlords found guilty of illegal evictions could face up to two years in prison if proposed Labour laws are passed in Scotland. Katy Clark, a Labour Member of
Mortgage Rates to Drop as Tariffs Spark 2025 Rate Cut Hopes
Nikka Sulton
Mortgage rates look set to fall over the coming weeks, according to a key metric, following Donald Trump’s tariff announcements. These announcements have led to predictions of faster