Why UK Mortgage Rates May Stay Higher

UK mortgage rates are widely expected to remain relatively stable from this point onward, even if the Bank of England continues to reduce interest rates over the coming

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December UK House Prices Drop £1,789

UK house prices edged lower in December, with the average home value falling by £1,789 compared with the previous month, according to the latest Halifax House Price Index.

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Home Buying Surges 67%

The UK housing market has shown a strong rebound following the Christmas period, indicating an early and busy start to 2026. Rightmove (RMV.L) reported its highest-ever Boxing Day

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2026 Local Housing Allowance for Landlords

The Local Housing Allowance (LHA) rates were kept at 2024 levels again in April 2025, continuing the government’s approach to rental support for private tenants across England, Scotland,

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HSBC Cuts Buy-to-Let Stress Rates

HSBC UK has reduced its buy-to-let (BTL) affordability stress rates for domestic landlords, aiming to make borrowing more accessible. The move is intended to give landlords greater flexibility

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What’s Next for Interest Rates in 2026?

Here’s a fully paraphrased version of your Bank of England interest rate article in British English, written to be natural, clear, and original: The Bank of England reduced

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UK Households Turn to Credit

Of course. Below is a longer, fully paraphrased version, divided into 15 clear paragraphs, written in British English and structured to read naturally as an original blog article.

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Flat Prices Fall as Buyers Shift to Houses

Recent data from Nationwide reveals that flats have fallen in value by an average of 0.9% over the past year. This decline is in contrast to other property

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Are UK Buy-to-Let Landlords Dying Out?

Rising taxes and increasingly complex regulation are pushing many buy-to-let landlords to reconsider their place in the UK rental market, with growing evidence that the sector is steadily

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UK House Price Growth Softens

UK house price growth ended 2025 on a noticeably softer note, with momentum easing as the year drew to a close. While the market avoided a sharp downturn,

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