LendInvest has announced a series of rate reductions across its buy-to-let (BTL) mortgage products, offering landlords more affordable borrowing options. The changes apply to a range of fixed-term mortgages and reflect some of the most competitive rates the lender has offered this year.
The most notable change is a 0.20% cut to all 2-year fixed rate BTL mortgages. These products now start from as low as 3.34%, marking a significant saving for borrowers seeking short-term fixed arrangements.
In addition to the 2-year deals, 5-year fixed term mortgages have also been reduced, this time by 0.15%. These loans now begin at 4.54%, allowing landlords to lock in relatively low rates over a longer period.
LendInvest is also trimming rates on its 7-year fixed BTL products. These will now be reduced by 0.05%, giving landlords more flexibility in securing long-term financing at more manageable interest levels.
The lender hasn’t just focused on new loans. Existing customers looking to transfer their products will also benefit from these changes. LendInvest is reducing rates on its product transfer range as well.
For those switching to a 2-year term product within the product transfer range, there’s a 0.10% rate cut. Meanwhile, customers opting for a 5-year transfer deal will see a 0.05% reduction.
These changes are part of LendInvest’s broader strategy to support landlords in an evolving and sometimes challenging property market. The company recognises that offering more competitive financing options is key to helping its clients maintain and grow their portfolios.
Paula Mercer, Director of Sales at LendInvest, commented on the updates, stating that the company is dedicated to delivering “competitive and attractive financing options” tailored to the needs of all landlords.
She also highlighted that whether a client is operating through a limited company or owns a smaller number of properties, LendInvest aims to provide solutions that suit a wide variety of needs and investment strategies.
These rate reductions come at a time when landlords are seeking greater stability and affordability amid changing economic conditions. The updated mortgage products offer a timely opportunity for property investors to reassess their financing and take advantage of more favourable terms.
LendInvest has recently introduced a rate cut across its buy-to-let mortgage offerings—its lowest so far this year. This move reflects the company’s continued commitment to supporting the UK’s property investment market during a time of shifting economic conditions.
Acknowledging the evolving needs of landlords, LendInvest recognises the importance of digital solutions in managing increasingly complex investment scenarios. As such, the company is focused on enhancing its product transfer process through its dedicated mortgage portal.
To make things more efficient, the lender is incorporating Automated Valuation Models (AVMs) where suitable and applying light-touch underwriting methods. These improvements have already led to some mortgage cases being completed in as little as 24 hours.
According to LendInvest, these streamlined processes not only reduce administrative time but also help investors save money—crucial in today’s competitive property market. The emphasis is on speed, convenience, and practical support for landlords navigating their portfolios.
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