A recent study conducted by Atom Bank has uncovered a significant ‘knowledge gap’ among UK homeowners when it comes to understanding Energy Performance Certificates (EPC) and the costs
Bank Highlights ‘Knowledge Gap’ on EPC Costs
Scotland’s BTL Market Collapses Under Rent Controls
Nikka Sulton
Scotland’s buy-to-let (BTL) market has seen a sharp decline, serving as a cautionary tale for private landlords in England. Recent data highlights that the number of landlords investing
Claim: Tenants Spend 80% of Income on Rent
Nikka Sulton
In 2024, the average UK tenant paid around £10,000 in rent annually, with those residing in London facing much higher rental costs, reaching up to £15,000. This data
House Prices Drop, But Lenders Warn It Won’t Last
Nikka Sulton
House prices have experienced a drop for the first time in nine months, marking a shift in the market as the year drew to a close. According to
Why Investors Choose Interest-Only Mortgages
James Nicholson
The short answer Investors choose interest-only mortgages for one big reason: cash flow. Paying only the interest each month keeps payments low, which maximises rental profit and return
Big Six Lenders Cut Mortgage Rates for the New Year
Nikka Sulton
Halifax and HSBC have recently become the latest lenders to announce significant reductions to their mortgage rates, providing some welcome relief for borrowers in the UK. As the
2025’s Top UK Property Hotspots Revealed
Nikka Sulton
The property market in 2025 is poised for another challenging year, as affordability continues to be a significant concern. House prices across the UK remain under pressure due
Rents Rise £3,240 in Three Years Amid Housing Shortage
Nikka Sulton
Renters are now paying £270 more per month compared to three years ago, according to the latest data from Zoopla. This sharp increase highlights the mounting challenges faced
UK House Prices Close 2024 on a High Note
Nikka Sulton
UK house prices concluded 2024 on a strong and optimistic note, recording a 4.7% year-on-year increase in December, according to the latest Nationwide House Price Index. This growth
More Landlords Adopt Green Initiatives for Sustainability
Nikka Sulton
Landlords across the UK are increasingly recognising the importance of green initiatives and taking steps towards making their properties more energy-efficient. However, despite this progress, there is still