What is the difference between remortgage and refinance UK?

Nikka Sulton 

The primary difference between a remortgage and a refinance lies solely in their names—they essentially represent the same concept. While in the United States, it’s called “mortgage refinance,”

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Can You Reside in Your Buy-to-Let Property?

Nikka Sulton 

Can You Reside in Your Buy-to-Let Property? Landlords often wonder if they can live in their buy-to-let property, and the answer depends on the type of mortgage they

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How can I invest £100k in property UK?

Nikka Sulton 

With £100k at your disposal, making smart investment choices becomes crucial. The best path for investing this sum safely depends on your financial goals and situation. Your options

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How will Section 24 impact cashflow?

Nikka Sulton 

How will Section 24 impact cashflow? The Section 24 tax changes, announced in 2015, limit tax relief on finance costs for private landlords on residential properties to the

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What insurance is needed for a buy-to-let property?

Nikka Sulton 

For buy-to-let property owners, specialized landlord insurance is essential. Entering the world of leasing properties can be lucrative, but finding dream tenants who are professional and reliable isn’t

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Challenges of Owning A Second Home

Nikka Sulton 

Owning a second home in the UK can be a sound investment, considering the country’s growing economy and demand from international buyers. But it’s vital to weigh the

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Can I Avoid The Section 24 Tax Completely?

Nikka Sulton 

Section 24, often familiar to landlords, brings increased taxes, reducing profits in the residential rental property sector. Many landlords are concerned about these changes. To address whether it’s

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Understanding Section 24: Tax Changes for Landlords

Nikka Sulton 

In 2015, a significant change in the UK tax code, known as Section 24, was unveiled, causing ripples in the world of landlords. This alteration, fully effective by

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How to Reduce Tax on Rental Income

Nikka Sulton 

When selling a buy-to-let property, you can’t completely avoid capital gains tax (CGT). However, there are ways to reduce it. You can use your tax-free allowance, consider joint

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Is buy-to-let better than flipping?

Nikka Sulton 

Property flipping, the act of buying and swiftly selling for profit, is gaining traction in the UK. While it offers potential for quick gains, it demands effort like

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