Mortgages for Buy-to-Let Landlords Eyeing Light Refurbs

Nikka Sulton 

Suffolk Building Society has rolled out a new range of mortgage products tailored for private landlords embarking on refurbishment projects, such as upgrading bathrooms or kitchens. The innovative

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How Does the Future of Buy-To-Let Market Look in 2024?

Nikka Sulton 

Buy-to-let investors are grappling with challenges as rising interest rates, unfavorable tax changes, and uncertainties in the housing market impact their returns. The once-popular investment avenue is losing

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Can You Avoid Capital Gains Tax On Buy To Let Property?

James Nicholson 

Selling a buy-to-let (BTL) property in the UK can trigger capital gains tax (CGT) if the selling price exceeds the purchase cost. This tax applies to the profit

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Council’s Failures as a Social Landlord Under Scrutiny

Nikka Sulton 

The Housing Ombudsman, tasked with evaluating concerns related to social housing landlords, has uncovered instances of severe maladministration in four cases involving Croydon council. In Case A, a

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What Is A Buy To Let Mortgage – And Can I Get One?

Nikka Sulton 

What Is A Buy To Let Mortgage – And Can I Get One? Purchasing a property with a buy-to-let mortgage transforms you into a landlord, providing the dual

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Property Investors Stay Optimistic: Economic Challenges

Nikka Sulton 

Despite facing challenges such as inflationary pressures and fluctuations in mortgage rates over the past 12 months, a recent survey conducted by Together, a mortgage lender, reveals a

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Tax Woes Propel Surge in Buy-to-Let Companies

Nikka Sulton 

In 2023, the property landscape saw a marked decrease in homes acquired by landlords. However, in contrast, there has been a substantial surge in the formation of limited

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Verify Your Property Insurance Expiry Dates Now!

Nikka Sulton 

Landlords are well-aware of the legal obligation to renew gas safety certificates for their rental properties every 12 months. However, a crucial aspect often overlooked is ensuring that

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Do I Need Buy To Let Landlord Insurance?

Nikka Sulton 

When venturing into buy-to-let, securing landlord insurance is essential. This insurance comprises various types, with some being mandatory for buy-to-lets, others beneficial, and a few highly recommended. Explore

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Why Buy To Let Is A Bad Idea

Nikka Sulton 

The recent alterations to mortgage interest relief and the introduction of a stamp duty surcharge for second homes have prompted prospective landlords to reevaluate the attractiveness of buy-to-let

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